How It Works

Once you complete your enrollment, we do all the work. We meticulously inspect and review all 3 of your credit reports with Experian, Equifax and Trans-Union. Identifying the inaccuracies and problematic issues will allow us to set forth a aggressive plan to improve your credit.

Depending on your unique situation our strategy will vary so it is important that we discuss your credit reports and your personal credit goals. One of our analysts will provide a thorough consultation and discuss the findings in detail with you. Some of the topics covered are negative credit problems, credit scores, positive credit, debt and recommendations based on your immediate and long term credit needs.

We do all of the work and will be behind the scenes working hard to improve your credit. Every month we will systematically challenge questionable negative information with all 3 of the major credit bureaus and possibly creditors and/or collection agencies. The credit improvement cycle is the basis of what we do, however there are many other alternative procedures we may use. For example, we may contact your creditors directly or incorporate validation demands into any given cycle. It simply depends on your unique situation. Results are delivered to your mailbox every 30 days. The only thing we ask is that you send them to us. You will be issued login credentials granting you access to your own secure client portal where you can communicate, track progress and upload documents 24 hours a day, 7 days a week. Our credit improvement cycle will continue for approximately 6-12 months or until your credit is fully restored, whichever comes sooner. Being patient and allowing us time to work is key to your success. The credit bureaus can be extremely stubborn but our experience has shown that a bit of persistence and pressure can often bring resolution to even the most complicated credit problems.