We receive the majority of our business from referrals from satisfied clients and we would like to thank you for the endorsement. Since our advertising and marketing costs are literally non-existent, we are able to pass on the savings to our clients with substantial discounts for referring friends and family members.    Active clients that refer a friend or family member to our Credit Improvement Program will automatically receive a 15% per month discount to your monthly service fee. This reduction will continue to be applied as long as your referral stays actively enrolled in our Credit Improvement Program. Each subsequent referral will take an additional 15% per month off your monthly service fee. Think of the possibilities, refer only a few clients and receive 100% FREE service! It’s really easy to send us referrals. Just fill out the form below and we will send out some information to your friends. When they enroll, we will notify you that your fee has been reduced and to thank you for your referral. That’s it. Save this page to your favorites and keep us in mind when someone you know has a financial or credit related problem. Bookmark: www.SignUpMyFriend.com for quick access this page. We do everything within our power to improve your credit report scores with Equifax, Trans-Union and Experian. Our initial analysis will identify all negative information and problematic issues affecting your credit reports. We will be behind the scenes systematically disputing your questionable negative items with all 3 bureaus every 30 days. Under Federal Law each bureau has 30 days to investigate the disputed information. If they cannot verify it, they must delete it and are required to mail you the results of the investigations conducted. The credit bureaus will often verify some the items several times before you see a positive result, however; we repeat this process persistantly every month until your credit reports are clean. If we reach a roadblock with any specific item, we go through a validation process direct with your creditors which can often provide impressive results. If the creditor fails to validate the questionable itemss we demand its removal and our fight doesnt end there. We use every resource possibly and often file complaints with state and federal regulatory agencies and forward the complaints back to the credit bureaus. We are relentless in fighting on your behalf and that is the key to our success. There are many other areas we can help you with including id theft resolution, correcting personal information, mixed credit files, deleting inquiries and building credit. During this process you will have 24/7 access to your online portal to track your progress. We stay in constant contact via email and welcome you to speak directly with your assigned client coordinator. Please see "Process" for more additional details.